Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 303-364-8344 or make an appointment online!
What our clients are saying about us
We have established longterm and stable partnerships with various clients thanks to our excellence in solving their automotive needs!
I've worked on my vehicles my whole life if I didn't know how to do it, I'd learn....simply because I didn't trust auto mechanic shops. So it wasn't easy taking my truck into a shop. Sometimes you just have to because you can't figure out what the dang issue is. I found Gary's while researching, the shop had great reviews and it was super close too... so I gave them a shot. Stopped by the shop and found a welcoming, friendly place with a beautiful Aussie Sheppard laying at the counter like a furry greeter (a real Ma and Pa shop). Gary found it to be my PCM....he took care of the issue and went above and beyond regarding customer service, he even assisted with me getting my truck back while my wife was at work. My truck runs better than ever and I will not hesitate bringing any of my vehicles to this shop in the future. The worlds been an ugly divisive place recently and to experience this kind of old school friendly service meant a lot! Thanks Team Gary's shop!
Gary and his crew are true pros but also stand-up human beings. I brought in my car unsure of what was wrong with it but sure I couldn't drop a ton of money on it. Gary called me during multiple steps of fixing my car to make sure the work they were going to do was okay with me! Made me feel very comfortable and not surprised when I finally got to see the total price. The work they did was excellent, quickly done, and they even compiled a list of things to watch out for and timelines for future work to be done. Also they have shop dogs. Have recommended this place to my significant other and some friends as well!